Free cash offer
Enter your postcode to get an immediate cash offer for your property
Free cash offer
Enter your postcode to get an immediate cash offer for your property
The risk of property repossession can cause profound emotional distress. But you have options. We can coordinate with your mortgage lender to swiftly sell your house before repossession – helping you to reclaim your future.
5.0 / 16 reviews
We help UK homeowners in mortgage arrears sell their property swiftly and with minimal stress. Our goal is fully aligned with yours – sell before the bank steps in. What’s more, unlike other quick sale companies, we guarantee we won’t lower our final offer. Whether you’re weeks or even days away from repossession, we can still coordinate with your mortgage lender to confirm we’re buying your property. And with our network of the UK’s fastest cash buyers, you won’t be kept waiting. Here’s how our property repossession solution works:
Step 1
Complete our form or contact us at 0204 578 2156. We’ll ask you to share some key details about the property which we’ll send to our valuation team.
We guarantee we’ll offer on any property in any condition.
Step 2
We’ll share a free, no-obligation offer-in-principle within 24 hours. Typically, this is 20% under market value. (Beware cash buyers that offer higher, as their offers are often too good to be true.) If you accept, we’ll instruct an independent RICS qualified surveyor to assess the condition and location of your property, and we’ll give you a fair and final offer.
We guarantee we will not slash or lower our final offer.
Step 3
We cover all solicitor fees. If requested, we can help you choose an SRA-accredited solicitor – one who is an expert at navigating the legal requirements of selling property before repossession. We’ll work alongside your solicitor to coordinate with your mortgage lender and ensure you sell before repossession.
You don’t have to worry about legal costs or paperwork.
Step 4
When it comes to selling a house before repossession, we know our client’s topmost priority is often speed. Which is why we can exchange and complete when you’re ready. You don’t have to worry about the presentation of your property or carrying out costly repairs.
You can exchange in 24 hours and receive payment in 7 days.
Many homeowners across the UK find themselves in arrears due to sudden life changes such as illness, job loss, divorce, and rising interest rates. Their best option is a quick sale company. Unfortunately, since the industry is unregulated, many quick sale companies prey on such people who are going through difficult times by gazundering them – making an attractive offer close to or over the market value, and drastically lowering this offer at the least convenient and most stressful time. Or they will learn of your repossession date and then drag matters to the last instant till you have no choice but to go with them. Instant Home Offers believes in a better, fairer way.
As members of the National Association of Property Buyers, we’re registered with The Property Ombudsman and
Trading Standards, and follow a strict Code of Practice to treat our sellers fairly and with dignity.
We understand the stigma that comes with the risk of property repossession. But don’t let that hold you back from exploring your options. We’re here to help – with our fast and fair service, you can sell your house before repossession and move on to better times.
5.0 / 16 reviews
Yes. We have had quite a few clients in similar situations approach us, and we have helped them swiftly sell their property before matters escalated between them and their mortgage lenders.
Yes, we will still make an offer. If you accept our offer, then we will coordinate with your mortgage lender to confirm we are buying your property. However, please bear in mind that the longer you leave this decision, the more challenging and urgent it becomes.
There are repossession solutions out there, and one of them is using a quick sale company. However, we caution you to be careful when approaching quick sale companies, as many resort to unscrupulous practices like making attractive offers close to or above market value, which they lower at the last and least convenient moment. With Instant Home Offers, you are guaranteed a fixed final offer that will never be lowered. We’ll help you clear your arrears and avoid court proceedings.